Hargreaves Lansdown Active Savings Review ((new)) 〈FRESH | Pick〉

Each underlying bank provides its own £85,000 FSCS cover, so you can spread large sums.

| Feature | HL Active Savings | Raisin UK | Direct with best-buy bank | |--------|------------------|-----------|----------------------------| | Bank choice | Limited (~6–8) | Wide (20+) | One | | Easy-access rate | Average | Good | Best possible | | Platform fee | None | None | N/A | | FSCS splitting | Yes | Yes | No | | App experience | Poor for savings | Good | Varies | hargreaves lansdown active savings review

Hargreaves Lansdown Active Savings serves as a consolidated "cash hub" platform, allowing users to manage multiple savings accounts from various partner banks through a single login, which simplifies administration. The service is free for users, featuring FSCS protection on deposits and offering both easy-access and fixed-term accounts, though it is not a whole-of-market solution. Read the full review at Money to the Masses . Each underlying bank provides its own £85,000 FSCS

Use your £20,000 annual allowance to spread tax-free savings across multiple banks within the same ISA. Current Interest Rates (May 2026) Read the full review at Money to the Masses

The Active Savings account is a flexible savings account that allows you to save up to £250,000 per person, per tax year. The account is designed to help you grow your savings over time, with a range of interest rates and flexible withdrawal options.