| Scenario | Recommendation | | :--- | :--- | | | Buy AppleCare+. The risk of drops and liquid spills is high. A logic board replacement without warranty can cost $800–$1,200; AppleCare+ caps that cost at $299. | | Desktop-Only User | Optional. If your MacBook Pro sits on a desk 99% of the time and never leaves the house, the risk of accidental damage is low. You might choose to self-insure. | | Corporate User | Check with IT. Many corporations have third-party insurance (like SAP or Allstate) or self-insure fleets of devices. |