Many users confuse these two. HDFC enforces both:
The daily ATM withdrawal limit is generally capped at ₹50,000 (or your card's specific limit, whichever is lower).
A: For the Basic Savings Bank Deposit (BSBD) account, the limit is ₹10,000 per day. hdfc atm daily withdrawal limit
: Withdraw ₹50,000 from ATM on day 1, then ₹25,000 on day 2. Or visit a branch with a cheque and ID.
HDFC systems will automatically decline any withdrawal attempt that exceeds your daily aggregate limit. You won’t be charged a fee for a declined transaction, but multiple declines may temporarily block your card for security reasons. Many users confuse these two
: Effective April 1, 2026, UPI-based cash withdrawals count toward your monthly free transaction limit.
: These limits apply to cash withdrawals from both HDFC ATMs and other bank ATMs in India. International ATMs may have lower limits depending on the card variant and country regulations. : Withdraw ₹50,000 from ATM on day 1,
Below is the latest breakdown (as of 2025):