🛡️ : Never share your login "Clave" (password) or OTP codes, even if someone knows your account number.
Adds or updates the Nequi account for the authenticated user. nequi account number
The transition from traditional brick-and-mortar banking to digital-first neobanking has introduced significant shifts in financial user interfaces and data models. A common source of confusion for new users of the Colombian digital wallet Nequi is the apparent absence of a traditional "account number" (e.g., a 10- to 18-digit numeric code). This paper argues that Nequi’s lack of a conventional account number is not a deficiency but a deliberate design affordance that reshapes user behavior around peer-to-peer (P2P) transactions, security, and financial identity. We explore what substitutes for an account number within Nequi’s architecture: the linked Cédula (Colombian national ID), the cell phone number , and the proprietary Nequi Tag (e.g., @username). We conclude that the "Nequi account number" exists as a sociotechnical fiction—a phantom limb of legacy banking—that masks a more fluid, phone-centric model of value transfer. 🛡️ : Never share your login "Clave" (password)