ICICI Bank offers home loans linked to the . As of April 2026, the RBI Repo Rate is expected to be in the 6.25% – 6.50% range (assuming recent cuts). Consequently, ICICI’s rates are approximately:
Because ICICI Bank loans are now linked to the repo rate (RLLR), this hike was passed directly to the borrowers. A borrower who was enjoying a 6.75% interest rate suddenly found themselves paying . This was a shock to the system for many new borrowers who had never seen a rate hike cycle before. icici bank home loan rates
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