ICICI Bank has digitized most of the process. Standard documents include:
| | Self-Employed | |--------------------------|--------------------| | Age: 21–60 years | Age: 21–65 years | | Minimum net income: ₹25,000/month (metros), ₹20,000 (non-metros) | Minimum ITR: ₹3 lakh per annum | | Stable job (3+ years total experience, 1+ year with current employer) | Business existence: 3+ years | icici bank home loan
: There are no foreclosure or part-prepayment fees for home loans with a floating interest rate . Latest Interest Rates (April 2026) ICICI Bank has digitized most of the process
: The best rates are typically reserved for borrowers with a CIBIL score of 800 and above . Home Loans come with longer repayment tenure, as
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