Fnb - Estore Common App

After the purchase, the user receives a "Financial Wellness" score update, showing them how this purchase affected their monthly budget visually.

// 2. Logic Gate if (itemType === 'CREDIT_PRODUCT') // Soft credit check using internal data only const riskScore = RiskEngine.getInternalScore(userID); if (riskScore > THRESHOLD && disposableIncome > itemPrice.monthlyInstallment) return status: "PRE_APPROVED", message: "You qualify instantly!" ; fnb estore common app

A non-intrusive, real-time widget that uses the user's existing banking data (since they are logged into the FNB Common App) to show instant affordability insights before they add an item to the cart. After the purchase, the user receives a "Financial

Next to the "Add to Cart" button, a dynamic widget appears. After the purchase